How to find a good solicitor when selling your house quickly

May 20th, 2010

There are many aspects that you have to deal with when looking for a fast home sale and one of the most important is choosing a good solicitor. So how does one find a good solicitor and what should you look for?

There are numerous ways to go about finding a great solicitor when you wish to sell a house fast. You could for instance choose to ask around friends and family to find out which solicitor they chose, your mortgage lender may have some suggestions where to look and of course if you already have a family solicitor this should be one of your ports of call, if they themselves do not deal with fast house sales the chances are that they will know of someone.

Of course when looking for a solicitor to help you to sell property fast one of your main concerns will be the fees. You may find when you look around that the hourly rate for solicitors varies and some may ask for extravagant sums of money. There could be numerous reasons why one solicitor may charge much more than other; experience for example could be a factor. However this is not to say that the more you pay the better service you get, so you have to do your homework thoroughly. The internet is a great place for checking out solicitor’s websites and their company backgrounds, so use it! You may also wish to check if the solicitor you are considering belongs to an organization. The yellow pages or phone book is also a great starting place when looking for solicitors in your area; you can even make a search on the internet using a search engine, specifying your local area.

It is essential to choose a good solicitor who has had plenty of experience in helping others to sell property quickly.  Your solicitor will have to take care of many tasks and these include, the exchange of a sales agreement, obtaining the title property deeds, property information, drafting up a contract and transfer of money and the title deeds to the property.

When choosing a solicitor to help you sell your house for cash you also need to consider the fact that the selling process can take a great deal of time so you need to choose a solicitor that you get along with. If you clash at your first meeting it might be an indication that you should look around as you do not want to add stress onto an already stressful situation. If you feel happy and relaxed when talking with the solicitor and they put you at ease you cannot go wrong.

Choosing the right solicitor can make a huge difference when you need to sell property fast. Always get your solicitor to talk in a language that you understand and ensure that you know what you are signing before putting pen to paper. Choosing someone who is not in too much of a rush that they may overlook something yet who does not act too slow can be like looking for a needle in a haystack, however it is possible and it is in your best interest to ensure you do so.

QSC have contacts with solicitors throughout the UK who specialize in helping homeowners in difficult situations – feel free to contact us via our ‘60 Second Enquiry’ form on the following website: http://www.quick-sale-completions.co.uk/

Dealing with Lenders when in Mortgage Arrears

May 20th, 2010

Mortgage arrears can be the worst nightmare of any homebuyer as they may lead to you losing your home. However this is not to say that all is lost if you fall behind with your mortgage repayments, in some cases property buyers are able to avoid repossession, but this may depend on your actions and your dealings with your lender.

Typically lenders are reluctant to take property away from the homebuyer, despite what you may believe the majority would rather come to an agreement with property buyers, allowing them to stay in their homes. Repossession is usually only a final resort and of course depends on how far you are behind with your mortgage repayments and the circumstances. Generally major lenders do not commence mortgage repossession unless you are at least three months in mortgage arrears; some may even give the homebuyer six months grace before taking proceedings. If you know you cannot meet your mortgage repayment the first step is to:

Speak with your mortgage lender

As soon as you realize you cannot meet your mortgage repayment, the first step, and this is a crucial step, is to get in touch with your mortgage lender. The sooner you contact them the better your chances are of being able to reach an agreement, so let your lender know what’s happening. Never be tempted to hide your head in the sand and hope that your financial problems will go away, they never do. Your lender may talk with you about actions you are able to take to remedy your situation. For instance you could:

Take a holiday from your mortgage repayments

If financial problems are short term you may be able to take a holiday from your mortgage repayments. This may allow you some time to get back on track, however usually this affects your credit rating.

Extend the terms of your mortgage

Consider extending the term of the mortgage which allows you to spread the cost, which typically reduces the monthly mortgage repayment. However you will pay out more in interest on the loan by doing so, but once you catch up and you are in a better financial position you may be able to reduce the mortgages term.

Switch to an interest only mortgage

You could consider asking the lender if you can switch to an interest only mortgage for a short while and this may bring your mortgage repayments down by a great deal each month. The downside is that you are only repaying the interest on the total amount you borrow and have to find the capital when you reach the term of the interest only mortgage.

If all else fails, consider other options

If you cannot reach an agreement with your lender then you may wish to consider other options such as a quick sale of your home. There are property purchasing companies out there who specialize in helping property buyers get a cash home sale. When considering this as a last resort you are able to sell your house for cash and pay off your mortgage. You can even sell to rent back which means you do not have to move, you can stay in the property as a tenant and pay affordable rent.

7 Tips For selling a house fast

May 20th, 2010

Selling a house fast has never been an easy task and today it is a little harder as people are much more careful with their money and have many properties to pick and choose from. If you want a fast property sale then you need to do all you can to attract property buyers. Here are 7 top tips to help you to sell house fast.

First impressions do count for a lot. The first thing that potential buyers will see is the front of your home and if they see cracking paintwork, weeds and long grass in the garden or general disarray, they may very well walk away without even looking around your home. It doesn’t have to cost a fortune to tidy up the garden, cut the grass and plant a few flowers, spending a little money and time may be the deal clincher. Take a good look at the outside of your property, including guttering, windows and doors and spruce it up with a little paint!

Our second tip concerns the cleanliness of your property. You are not going to get a quick house sale if potential buyers walk into a house that looks dusty, smells fusty and especially if they cannot see through the windows for grime. Take the time to ensure that your home is clean and sparkling throughout; it gives a much better visual appearance and smells much nicer.

Take a look around your home to see if there is anything that needs doing in the DIY department. Will those cracked and loose tiles in the bathroom put off property buyers? Probably, and all it takes is a little time and effort to remedy and better your chances of obtaining a fast property sale.

You may like bright bold colors, large patterns or stripes, but this is not to everyone’s taste. Therefore you might want to consider neutralizing the color scheme and decoration in your home. You don’t have to spend a lot of money, just repaint in creams or beiges, colors that open up the place and make it light and airy are what’s needed.

When it comes to selling a house fast there is nothing more likely to put potential home buyers off than walking around a home full of clutter. Clutter makes your rooms look small and untidy, so when looking for a quick sale, less is best, go for the minimal look in all rooms of your home. Clearing out the clutter now works to your advantage as you have less to take with you when you move.

You may wish to consider the lighting in your home when looking into selling property fast. Think about creating mood and atmosphere instead of having a single bulb hanging from the ceiling illuminating the room. Subtle lighting may make the difference between quick sales and your home being left on the market.

Our final tip for obtaining fast house sales is to choose accessories wisely throughout your property. For instance a vase of fresh flowers and house plants carefully placed can make a huge difference. Hang a large mirror to reflect the light can make a smaller room appear larger and airy. Light and space instead of a dark and dingy cluttered room can help you to get a quick house sale for cash.

QSC have a great many years in helping homeowners sell their property fast. Whatever your circumstances for needing a fast sale we can usually help. Check out our website at http:// www.quick-sale-completions.co.uk and fill in our quick and easy online form.

Welcome to the Quick Sale Completions Blog

October 11th, 2009

Who We Are…

You may have spent some time looking at our website but, in short, we are an organisation that does the following:

(1) Provide free no obligation information for those who need to sell their property fast;

(2) Offer free property reports in conjunction with our partners at ‘Hometrack’;

(3) Operate as a professional and quick cash house buyers (we are able to exchange in 48 hours and our average completion time this year has been 20 working days).

The team at Quick Sale Completions have over 15 years collective experience of operating within the housing sector and are therefore fully knowledgeable about all aspects of buying and selling.  We will also be receiving article contributions from partner property professionals within the industry which we will look forward to sharing with you.

Why write a blog..?

Quick Sale Completions are contacted by homeowners on a daily basis – many of whom are in need selling their home quickly.  More often than not, we can make a few enquiries and get the matter dealt with – without them even having to even consider selling their house to us.  We want to remain in the housing industry for the long-term and do not believe in operating as a ‘fly-by-night’ organisation.  The blog will be a way for us to communicate to homeowners exploring a fast sale and keep them informed of the best way to deal with their situations.

What will be on the blog…

This blog will be updated on a regular basis with practical hints and tips based on the knowledge that we have acquired when dealing with fast home sellers, including:

  • Achieving the best possible price for your property in the current climate;
  • The pros and cons of using a private sales company;
  • Guides to selling your property fast through estate agencies and auction houses;
  • Valuing your property in an ever-changing market (access your FREE Hometrack report here);
  • Property finance made simple and how to communicate with your mortgage lender;
  • Protecting the equity in your property;
  • Essential legal information;
  • Save £1,000’s on Estate Agency, Home Information Pack (HIP) and Energy Performance Certificate (EPC) costs;
  • Debt management tips…

Please do feel free to email us at info@quicksalecompletions.co.uk and, if you would like to be contacted by one of our Property Consultants for a no-obligation chat please complete our online form to the right (and above) of this web page.

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