If you own your own property then the main bulk of your equity could be tied up in your home.  Many events can happen throughout life that could leave you in a difficult financial position including ill health, redundancy, divorce and bereavement.  One way in which you can respond to these financial difficulties is to use a professional and reputable homebuyer’s service.  This will enable you to sell your home in as little as two weeks and gain quick access to much needed cash flow.

Offers and Quotes

If you are interested in selling your home quickly with a homebuyer’s service then you will need to shop around for the best deal.  Look for trustworthy companies that have a good reputation in the market and get at least three or four different offers.  If you are using quick sale services then you should expect to receive offers that are around 70 to 75% of the current market value of your home.  You do need to be wary of any company offering you a price that is over 75% of the market value.  This could indicate a service that is trying to ‘hard sell’ you into accepting their offer.   Many of these services find ways to drop their price at the last minute so you have no choice but to accept a reduced offer later on.

It is a good idea to get your home privately valued by a professional estate agent before you approach any homebuyer’s services to ensure you have a realistic idea about how much your home is worth.

Fast and Stress Free Sales

It could take you weeks or even months to sell your home on the open market, even if you do offer a reduced price.  One of the main advantages of using homebuyers services is you could sell your home in as little as 14 to 28 days.  Some services also claim to buy your house in as little as a week or even 24hrs, but in reality very few companies have the resources necessary for such a quick turnaround.

Homebuyer’s services are ideal if you need to access cash quickly for emergencies.  They also take a lot of the stress out of selling your home.  You will not have to worry about property chains, exchanging contracts or negotiating with buyers.  Once you have accepted the offer the homebuyers service will take care of the rest of the details for you.

Additional Costs

The majority of homebuyer’s services will want to see a full surveyor’s valuation of your home before they finalise any offers.  Some services insist you cover the fees for this service (around £200 to £600) upfront.  It is best to avoid these services as you could end paying for a survey and then not receiving an offer for your home.  Reputable services may also charge you for surveys, but will include this in the overall price of the service one you have received an offer.  Look out for administration fees and other charges that can eat into the final price you receive for your home.

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If you need to sell your house for cash it is important to shop around and compare a few different offers. Be very careful who you are doing business with and never accept an offer that is lower than 70% of your homes real value.